Easy Loans

Get a quote in minutes

Borrow from £100 - £5,000

£
Representative APR of 79.5% (fixed)

Here's an example to illustrate: If you borrow £1000 for 12 months, your monthly payment will be £123.40. The total amount repayable will be £1480.80, including £480.80 in interest. The interest rate is 79.5% (fixed).

Interest rates range from 23.6% APR to 1721% APR. You can request a quote without any obligation. The APR you receive will depend on your personal circumstances. Our loans are available for amounts between £100 and £5000, with terms ranging from 3 months to 36 months

Please note that we are not a direct lender. we offer a loan matching service. We connect you with lenders to find the best loan for you. There's no fee to use our service, but a small number of services introduced through our platform may include a monthly fee. We might earn a commission for us referring you to them.

It can be difficult to juggle your finances after unexpected bills or emergency expenses. In those instances, you may need emergency access to money to help you cover everything. If you’re looking for quick and easy loans, we can help.

Here at Tendo, we can help you find easy application loans that will tide you over until your next payday. While there’s no guarantee you’ll be approved for the loan, our panel of lenders do accept applications from people with any type of credit score and make it easy to get funds quickly.

We want you to feel confident with your financial decisions. That’s why we’ve created this guide to help you find all the relevant information about borrowing money and applying for easy loans in the UK. Find out how much you could borrow, how to apply and more.

What are easy loans?

Sometimes you’ll be hit with unexpected financial emergencies that you don’t have enough funds to cover. If you find yourself in this situation, you may need to apply for one of our panel’s easy loans. These are loans that are quick to apply for and don’t generally require you to have a perfect credit score.

The key characteristics of easy loans are:

  • Small amounts: you can usually borrow between a few hundred to a few thousand pounds
  • Short term: borrow the money over a couple of weeks or months
  • Higher interest rates: higher interest rates than some other loans
  • Online application: quickly apply using an online form

Easy loans can quickly be paid into your bank account and used to cover urgent financial needs. Our lenders will need to assess your ability to repay the loan and will look at your previous credit through your credit report. Our panel of lenders will usually require you to repay the loan in regular instalments, as opposed to being repaid in a lump sum. However, we will help you find the best lender for your individual circumstances.

How do easy loans work?

It’s simple to find loans in the UK with Tendo thanks to our straightforward application process. Before you start the application process, you need to ensure you meet our lenders’ requirements for lending eligibility. You must be at least 18 years old, live in the UK, be employed with a regular income and have a UK bank account.

Using our quote calculator, you can input how much you want to borrow and your preferred repayment period to get a quote within minutes. Our panel of lenders could lend you between £1,000 and £5,000 over a 3 to 36 month period.

During your application, you’ll be asked to state what the loan will be used for. You’ll also be asked additional information, such as your marital status, number of dependents, income and usual outgoings. This information will help us and our lenders to calculate whether you can afford to repay the loan over the scheduled repayment period.

What is the easiest loan to get?

The "easiest" loan to get often depends on your individual financial circumstances and credit history. An easy loan may also not be your best option, it's crucial to borrow responsibly and only take on debt that you can afford to repay. Always consider the terms and conditions of any loan, including interest rates, fees, and repayment periods. Our lenders offer a variety of different loans, so fill out the application form and see if we can help you today.

Can I get a loan today?

By completing our online application form, we will be able to provide you with a loan quote within a few minutes. Make sure to read the terms and conditions carefully, particularly the repayment schedule and interest rates. If you accept the terms of the loan, the money could be transferred to your account on the same day.

While we will try to match you with a lender, there’s no guarantee you’ll be approved for a loan. Our lenders base their decisions on the information in your application, which may mean they don’t think you’d be suitable for a loan.

Easy loans with bad credit eligibility

It may not be easy to get loans if you have a bad credit score. You may have been turned away by other lenders and are struggling to borrow the funds you need. As a broker, Tendo works with a panel of lenders who help borrowers get an easy loan, even if they have a poor credit history.

Our lenders consider all credit types.

What types of loans are available?

You can apply for various loans through Tendo and our panel of lenders. Some of these include:

  • Payday loans: these loans are designed to tide you over until your next payday. They have short repayment terms
  • Small loans: you can borrow between a few hundred to a few thousand. They are usually repaid quickly
  • Short term loans: repay the loan over a few weeks or a few months
  • Bad credit loans: borrow money even if you have a bad credit score or credit history

Why Choose Tendo for a quick and easy loan if you have a bad credit history?

Our panel of lenders offer flexible repayment schedules to ensure you can repay the loan in full and on time. You could borrow an easy loan over 3 months or up to 36 months, depending on your lender’s requirements.

If you feel you are struggling, or may struggle with your loan repayments, we would recommend you always speak with your lender at the earliest opportunity

What to do if you’re struggling with debt

If you feel you are struggling financially, we advise you contact specialist financial organisations who can offer your free, impartial advice. These include:

Easy Loans FAQs

You could borrow between £100 to £5,000 with our panel of lenders.
Our lenders consider all credit types and don’t always just look at your credit score alone. Each application is reviewed independently, and your individual circumstances will influence the lenders’ decision.
Our lenders offer flexible repayment schedules. When you apply for a loan, you’ll be prompted to state the period that you want to repay the loan over.

If you feel you are struggling, or may struggle with your loan repayments, we recommend you always speak with your lender at the earliest opportunity
Easy loans tend to high higher interest rates than alternative loans. This is because they have shorter repayment terms and can be offered to individuals who have a bad credit rating.